Health Services Union NSW

call 1300-478-679

Why has insurance been provided for members?

  • Members can be sued as individuals.
  • Employers may not be able to indemnify their employees due to insufficient insurance arrangements or impending insolvency.
  • Employers may seek to recover financial losses when members are deemed to have acted outside the scope of their normal duties or authorities.
  • Members can be sued individually for Good Samaritan acts.

The sums insured are:

  • The limit of indemnity or maximum sum insured on any one claim
    has now been increased to  $20,000,000;
  • The overall maximum aggregate limit of all claims for any one period of insurance is $80,000,000;
  • The policy excess is $1,000 per claim inclusive of costs and expenses.

When is cover not provided?

The policy will not cover:

  • Dishonest criminal acts;
  • Fines or penalties imposed;
  • Known circumstances of existing claims against union members;
  • Work you perform as an employee in an occupation outside HSU NSW membership coverage;
  • Other exclusions apply as per insurer’s policy wording.

Refer to the policy for further details

2016 to 2017 Certificates of Insurance

Certificate of Currency - Professional Indemnity Insurance 2016

Public & Products Liability Insurance-2016

 

For more info about Professional Indemnity Insurance click here